For mineral owners and royalty families
Make oil royalty wealth last beyond the next check.
Royalty checks can be valuable, volatile, and family-sensitive. The right advisor helps turn irregular royalty income or mineral sale proceeds into a diversified plan for income, reserves, estate coordination, and family decisions.
Royalty wealth has unusual risks
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Oil Royalty Wealth Guide
How to think about royalty income, reserves, diversification, and family process.
Mineral Rights Sale vs Keep
How to compare sale proceeds with ongoing royalty checks and family goals.
Royalty Income Investment Plan
How to turn uneven checks into reserves, spending policy, and diversified investments.
Oil Royalty Taxes
How royalty income is taxed: depletion deduction, estimated payments, NIIT, and inherited mineral rights step-up.
Inherited Mineral Rights
What to do when you inherit oil and gas interests: step-up in basis, royalty income taxes, selling, and family ownership.
Royalty Income Tax Calculator
Estimate 2026 federal tax, NIIT, and state tax on your royalty checks — and see what the 15% depletion deduction saves you.
Mineral Rights Estate Planning
How to pass royalties and mineral interests to heirs without fractured ownership: trusts, gifting, the $15M OBBBA exemption, and family governance.
Oil and Gas Lease Negotiation
What mineral owners should know before signing: royalty rate, gross vs. net royalty clauses, Pugh clause, primary term, and red flags in standard operator forms.
What Are My Mineral Rights Worth?
How mineral interests are priced: DCF/PV-10 income approach, months-of-production multiples, comparable sales, and why the first offer is often below market.
Royalty Income in Retirement
How royalty checks interact with Medicare IRMAA premiums, Social Security taxation, and required minimum distributions — and how to plan around each.
Get matched with an oil royalty advisor
Best fit is usually royalty income over $50K/year, a $1M+ sale offer, or inherited mineral interests that affect family wealth.
Oil Royalty Advisor Match is a matching service. We connect royalty families with advisors who can coordinate mineral wealth with the rest of the balance sheet.